The total credit card debt in America is now $1.03 trillion—the highest it’s ever been. The national credit card problem is only going to get worse if we keep swiping our cards like there’s no tomorrow. But the good news is, you don’t have to be part of this statistic. Here’s how to pay off your credit cards once and for all. 1. Quit the credit card game. If you want to pay off credit card debt, you’ve got to chop it off at the root. That means literally cutting up your credit cards. They’re not

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