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Xi Jinping wants the yuan to become a global reserve currency. But he doesn't want to knock the dollar off its throne, and China's foreign-exchange controls help explain why. Every Chinese citizen can buy $50,000 worth of foreign currency a year. Since 2017, they must sign a form promising not to use it to buy property, stocks or life insurance abroad. If they borrow allowances from family members to move larger amounts abroad, they are put on a watch list. For the yuan to be the world's main re
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