Jan 21, 2025 · Thinking about a 401 (k) withdrawal or loan? What you should know before you take money out. Taking money out of retirement savings with a 401 (k) withdrawal or 401 (k) …

May 23, 2025 · A 401 (k) loan or withdrawal, or borrowing from your 401 (k), may sound like a great idea, but there may be other options. Discover what to know before taking a 401 (k) loan …

Aug 26, 2025 · Information about hardship distributions, early withdrawals and loans from retirement plans.

Oct 9, 2024 · Thinking about taking a 401 (k) hardship withdrawal or loan? Here’s what to know — and why they should be considered a last resort.

Aug 25, 2025 · When you withdraw funds from your 401 (k), they're gone forever. With a loan, however, you get the money back. Learn when you might want to borrow money from your …

While a 401 (k) is designed for long-term savings, you can access the funds early through hardship withdrawals and loans. However, there are consequences to this decision. Here, we …

Mar 16, 2022 · Learn the differences among retirement plan loans, hardship withdrawals, and early withdrawals. Understand the prerequisites and other considerations before deciding how …

Nov 20, 2025 · If you have a 401 (k) account through your employer, one option you may have available is taking out a 401 (k) hardship loan or using a 401 (k) hardship withdrawal to help …

Nov 7, 2025 · A 401 (k) loan refers to borrowing money from one's own 401 (k) retirement savings, while a withdrawal involves permanently taking funds out of the 401 (k) account …

In most cases, a 401K loan needs to be paid back, with interest, within five years. If you don’t pay it back within that time frame, the loan will be treated as a distribution. And if you’re not yet …