News

Longevity is—thankfully—on the rise across the country. But a longer life often means a higher chance of needing help down ...
A growing group of middle-income elderly people are too rich for government benefits but can't afford long-term care.
Planning for long-term care is crucial to protect your independence, family and financial stability against unexpected health ...
Why we chose it: We chose New York Life as the best long-term care insurance company for financial stability because it has ...
About 80% of 65-year-olds will need some form of long-term care, according to the Center for Retirement Research at Boston ...
Jean Long Manteufel writes a column each month for The Post-Crescent about life changes associated with aging.
‘I have Type 1 diabetes’: I’m 64 with a $1.3 million 401 (k). Is it too late for long-term-care insurance?
Thanks so much for your question. It’s awesome that you’re taking a good look at your finances and wondering whether the $200-plus per month in long-term care (LTC) insurance is still worth it.
Before you pick which long-term care insurance riders you'll use, it's important you know how each of them work. Make sure to take the time and consider each one and if it makes sense for your ...
Long-term care insurance policies use level premiums, meaning that after you sign up, the insurer cannot increase the cost based on your age and health. Buying younger can lock in a better deal.
But few of us are prepared for it: only about 7 million Americans, or 1 in 10 Baby Boomers, have some sort of long-term care insurance. Some projections suggest that more than half of all middle ...
Medicare does not now and never has covered long-term care. Problems tend to arise because there’s so much confusion about long-term care, LTC LTC 0.0% for short.