It's always a good idea to start thinking about retirement in advance.

Some Social Security choices cannot be changed once you file. Learn which four decisions are permanent, why they go wrong, ...

A retirement budget compares expected income with planned expenses to see whether spending fits within available income. This ...

The $23,760 Social Security bonus most retirees completely overlook › Needless to say, planning for retirement is no easy ...

Now that 2026 is underway, you may be making different plans for the upcoming 12 months. But should one of those plans be to ...

That means if her survivor benefit exceeds what she would receive on her own record - even after accounting for delayed retirement credits - the agency would continue paying the survivor benefit ...

Applying at age 70 maximizes your monthly payout, but claiming early could provide advantages that can’t be quantified on a ...

Retirees with an IRA, 401 (k), or other type of account likely know that the IRS has had a Required Minimum Distribution (RMD ...

A little background: These tax-advantaged accounts were created via the Achieving a Better Life Experience (ABLE) Act of 2014 ...

The share of adults who have a will should be 100%, but it hovers consistently at 30% in the U.S. There's no reason for this. You absolutely need some sort of legal documentation to direct your ...

There are limited exceptions. Taxpayers may withdraw up to $10,000 penalty-free from an IRA for a first-time home purchase, though income taxes still apply. That exception does not extend to 401 (k) ...

Earnings, assets, and debts affect your retirement readiness during your mid to late 50s and early 60s. How do you stack up?