The Fed's benchmark rate isn't the only force shaping CDs, as banks and credit unions competing for deposits sometimes push top yields higher on their own.
Some money market funds yield over 3.5%, while certain certificates of deposit offer annual percentage yields of 4%.
The College Investor on MSN
Best 12-month CD rates for January 28, 2026: Up to 4.10%
Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking ...
Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts ...
Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.
Even in today's economy, short-term CD accounts remain competitive. Here's what can be considered a good one now.
As the Federal Reserve decides its federal funds rate, here’s how it ripples through the economy and influences your finances.
Workday, Inc. (NASDAQ:WDAY) is one of the Best Long-Term Tech Stocks to Buy According to Analysts. On January 20, the company ...
Stop losing money. 2026 CD rates are around 4.00%. See why a big bank's 0.01% is potentially costing you $1,000+ this year.
Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...
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Axos Bank reviews and ratings (2026)
Are you looking for a high-yield bank but worried about hidden fees and hoops to jump through? Traditional banks charge monthly fees and offer dismal interest rates, while many online banks hide ...
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