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There's a strategy to getting the right student loans for graduate school. First, you'll want to tap federal student loans up to the yearly limit. Next you'll need to turn to private student loans to make up the difference.
The Department of Education today released a final rule that defines the terms “professional student” and “graduate student” to determine federal student loan amounts based on the type of program in which a student is enrolled.
Federal Direct Unsubsidized Loans are often the cheapest borrowing option, followed by Direct Plus Loans and private graduate student loans