Five questions to ask yourself when retiring early.

The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.

The difference between planning for 20 versus 30 years of retirement isn’t just an extra decade, it fundamentally reshapes ...

Index funds have basically become the default recommendation for retirement investing, and for good reason, as low fees, broad diversification, and decades of data showing they outperform most ...

Key Takeaways Borrowing or withdrawing from your 401(k) leads to missed potential market returns.A withdrawal or loan reduces your investment base, forfeiting decades of compounding growth.Recovery ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, ...

Forbes contributors publish independent expert analyses and insights. Host of the Retire Sooner podcast and CFP™ practitioner. Many investors gain penalty-free access to retirement accounts at age 59½ ...

The taxes owed depend on your age, the type of account, and more ...

Thirteen U.S. states do not tax retirement income in 2026, offering major savings for retirees. Nine states have no income tax, while four exempt Social Security, pensions, IRAs, and 401(k) ...

An early withdrawal penalty is a penalty incurred when withdrawing funds from a retirement account before a certain point in time. Early withdrawal penalties typically apply to retirement accounts or ...

Bill Bengen, the retirement researcher who created the well-known 4% rule, has a message for early retirees: you might be ...