More than four million borrowers could potentially benefit from locking in a lower rate. Here’s what to consider.

Lowering your payment, shortening the loan, and reducing the interest rate are good reasons to refinance. See if it’s the ...

Refinancing for a 0.25% lower rate is not generally recommended but could be worth it if you can refinance to consolidate ...

The best time to refinance your car loan is when it can help you improve your financial situation or reach your financial goals. If you can secure a lower interest rate or reduce your monthly car ...

Mortgage rates plummeted to the lowest level in over a year ahead of an anticipated interest-rate cut by the Federal Reserve.

Considering the current mortgage rate of around 6.41% in September 2025, and knowing that rates were half as much 10-15 years ago, it's becoming increasingly hard to convince anyone that buying a ...

Mortgage Research Center. Rates averaged 5.36% for a 15-year financed mortgage and 6% for a 20-year financed mortgage.

Two experts said that conditions are favorable to refinance your mortgage or buy a home, particularly in West Michigan’s ‘hot ...

Mortgage rates have dropped, but refinancing is not always the right move.The first rule is to check if your current rate is at least 1% higher than today’s average. For example, refinancing a ...