As Americans near retirement age, Fed data highlight wide gaps in who has savings and how much they’ve accumulated.

Key Points Filing for Social Security at 64 instead of 67 reduces monthly benefits by 20% permanently. The 2025 earnings-test ...

Whether it’s because of health issues or disabilities, an employer’s mandatory retirement policy or an inability to find a job, many people don’t get to retire on their own terms. Social Security ...

See how your savings stack up against typical Americans your age—and discover smart strategies for strengthening your retirement readiness.

Retirees may be surprised to learn how much difference one year can make when claiming Social Security. The benefit you lock in becomes permanent, which means early decisions can shape your finances ...

58% of Americans will be unable to maintain their standard of living in retirement. Americans working with a financial advisor have saved $132K versus $62K for those without one. Advisor users plan to ...