In a significant move toward enhancing consumer financial health, AnnualCreditReport.com, the centralized platform for free credit reports, has expanded its services to allow individuals to access ...

A delinquency on your credit report indicates a payment that's been late for 30 days or more. This is one of the last things you want to have in your credit history as it can cause significant and ...

Credit agencies, you might say, are akin to nagging parents. They watch and judge from a distance, rewarding responsible behavior and punishing delinquency. And credit scores? They seem a bit like ...

Hi. Yeah, I stand here and I talk to you *** lot about checking your credit report and how to get one for free with the big three agencies, Experian Equifax and Transunion. It's very important but *** ...

From data entry mistakes to the results of identity theft, errors on your credit report can lower your credit score. That in turn can limit your ability to qualify for favorable interest rates on ...

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

Like most people, you probably don’t think about your credit report until you’re alerted there’s a problem. And by then, it can be challenging to get the errors corrected. Your credit report is one of ...

Beginning Wednesday, consumers in 13 Western states can get a copy of their credit report for free. The free annual reports will be phased in across the rest of the country over the next nine months.