When you think of interest-generating bank accounts, your mind likely goes to savings. After all, that’s your reward for building an emergency fund or socking away money for a future expense, right? A ...

Earn a top-tier APY and skip the monthly fees with these top-rated bank accounts. Discover the best savings and checking ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

After a couple of years of spiking interest rates in the wake of the pandemic, yields on savings accounts have been falling since late 2024, when the Federal Reserve began trimming its benchmark rate.

Having $30,000 in your savings is a great emergency fund, but if it’s sitting in a traditional bank account earning nearly 0% interest, you’re missing out on growth.

The Annual Percentage Yield (APY) as advertised is accurate as of 12/30/2025. Interest rate and APY are subject to change at ...

In a traditional savings account earning about 0.4%, $2,500 would generate roughly $10 in interest over a year. In a ...

The average rate on an interest-earning checking account is an abysmal 0.07% . “Accounts offering interest are a way for the bank to bring in more deposits or appeal to customers with larger balances, ...

Not all checking accounts pay interest. Among those that do, the numbers are pretty dismal — the average only pays 0.07%, according to the latest government data. Despite those low returns, dozens of ...

The Federal Reserve announced yesterday that it's keeping benchmark rates unchanged a second time while signaling two possible rate cuts later this year. Among the many ways the Fed's decision can ...