Forbes contributors publish independent expert analyses and insights. Jim Osman is a finance expert with over 30 years of experience. Credit Cracks Are Spreading: Rising Delinquencies And Recession ...

U.S. consumer borrowing rose by $13.09B in September, against the $10.50B increase expected and $3.13B growth in August (revised from $0.36B), according to data released by the Federal Reserve on ...

There’s been a big uptick in consumer debt this spring. The Federal Reserve reports that consumer credit in April rose by nearly $18 billion, or 4.3% on an annualized basis. That was a lot more than ...

Key insight: A new survey of consumer credit companies revealed deteriorating business conditions in the third quarter, and signs of increasing stress among some consumer segments. What's at stake: ...

TransUnion's Q1 2025 report highlights nuanced consumer credit trends amid rising costs and interest rates, revealing varied balance growth. TransUnion's Q1 2025 Credit Industry Insights Report ...

Credit delinquencies increased from a year ago across almost all VantageScore credit tiers and almost all delinquency categories, signaling that repayment pressures are affecting even the most ...

As a series of compounding pressures challenge lenders heading into the back half of 2025, risk managers are becoming increasingly aware that they’re attempting to meet lending goals using credit data ...

U.S. consumer credit grew by $5.10B in May, less than the $10.4B expected and decelerating from the prior month's $16.87B, which was revised from $17.87B, according to data released by the Federal ...

Recent stress in the auto finance space is raising early red flags for US consumer credit. While consumer spending has remained strong, especially in durable goods like autos, it may decelerate going ...

May 1 (Reuters) - The U.S. Consumer Financial Protection Bureau has joined with industry groups in asking a federal court to scrap a Biden-era regulation barring consumer credit reports from including ...

A decades-long drive to cap credit card interest rates has received a sudden jolt from President Donald Trump — and ...

The Oregon Senate voted Wednesday to shield patients’ medical debt from credit reports. Senate Bill 605, which passed the chamber 18-10, would prohibit medical providers — like hospitals and clinics — ...