CDs are offering up to 4.34% APY today. The Fed announced another rate cut yesterday, so it's a good idea to lock in a high ...

The best interest rates on CDs—certificates of deposit—range as high as 4.94% today, which is far higher than CD rates were a ...

The Fed's September rate cut already pushed several banks to lower their top CD yields -- and with this week's meeting ...

The best 6-month CD rate right now is 4.40% APY. Investopedia collects, tracks, and analyzes data from over 200 banks and ...

As of October 20, 2025, the national average for six-month CDs is 1.46%, according to the FDIC. However, there are six-month ...

Opening a CD now means you can lock in a guaranteed return before banks finish adjusting to the Fed's move. Even though the ...

Right now, the best 1-year CD rate is 4.32% APY from MTC Federal Credit Union. Compare the top 1-year CDs available ...

CD rates generally mimic the fed funds rate, going down when the Fed lowers rates. This is because banks can borrow for less, ...

The biggest benefit of an add-on CD is that if more money becomes available, you can then add it to your CD account and take ...

Explore the latest competitive CD rates exceeding 4% APY. Learn where to lock in strong returns while navigating the shifting ...

Are you interested in a CD but worried about withdrawal penalties? A no-penalty CD might be the solution you're looking for — ...

The best 3-month CDs offer higher than average interest rates and are federally insured. They can be a solid short-term savings option.