Recent research shows that married retirees withdraw about 2.1% of their savings annually, while spending 80% of their guaranteed income, like Social Security. Morningstar's latest analysis suggests ...
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Beyond the 4% rule: why retirees now need a dynamic withdrawal strategy to avoid running out of money
The old "safe" withdrawal rate is either too risky or too conservative. It is time to embrace a strategy that breathes with ...
The order in which you withdraw money from retirement accounts can significantly impact how much you owe in taxes. One of the most popular withdrawal strategies involves drawing from taxed accounts ...
Tapping a 401(k) before age 59 and 1/2 usually results in an early withdrawal penalty. A special rule might allow you to access your 401(k) without a penalty at 55. It’s important to know how this ...
Vanguard recently released its "How America Saves 2025" report. The data reveals that 401(k) hardship withdrawals have been on the rise since 2020. It's best to avoid withdrawing money early from your ...
Saving for retirement is complicated, and this IRS rule is pretty important. The biggest effect that most investors will have on their long-term wealth is from saving. Investing is important, but you ...
Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. A 401(k) is an employer-sponsored savings plan that allows ...
Peter Gratton, Ph.D., is a New Orleans-based editor and professor with over 20 years of experience in investing, risk management, and public policy. Peter began covering markets at Multex (Reuters) ...
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