Social Security is a complex program. It doles out benefits to over 69 million Americans each month, so it's tough to accommodate that many people with a one-size-fits-all solution. It is for perhaps this reason that retirees can claim benefits at different ages.

Workers who qualify for Social Security retirement benefits can choose to apply at any point between the ages of 62 and 70. For those born in 1960 or later, full retirement age for Social Security purposes is 67 years old,

What's the ideal age for claiming Social Security retirement benefits? It depends on who you ask. The earlier you start, the smaller your checks. But, you'll collect these payments for more time. That