These are today's mortgage and refinance rates. Mortgage rates have been elevated recently, and it's hard to say whether they'll still drop this year.

Homeowners looking to refinance their mortgages can now access state-specific rate information through a newly available interactive map tool. The map displays current average 30-year mortgage refinance rates for all U.

During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was 3.91%. Rates reached a recent peak in late 2023 at 7.79% for 30-year fixed-rate mortgages and 7.03% ...

After surging in April to a 2025 high, mortgage rates plunged and then have inched up only slightly from that low. Here's where that leaves monthly loan payments.

Today’s mortgage rates rose again, with 30-year fixed loans now at 6.85%. Here's what’s driving the increase and what buyers should know.

US home sales have hit a 15-year low in April, mirroring trends from 2009, as mortgage rates hover near 7%. Existing home sales dipped 0.5% from March

Mortgage rates rose in the past week, but they remain relatively stable and are unlikely to further constraint housing affordability.

When the Fed raises interest rates to control inflation, mortgage rates may increase as well. Housing Market Trends: Supply and demand dynamics in the housing market can also influence mortgage rates.

“When it comes to mortgage rates and inflation, beyond the usual impact of monetary policy and natural inflation trends, we may see additional inflationary pressure from potential tariffs on maj ...

Mortgage rates tick up as investors react to tariff pause and await Fed’s next move. 30-year fixed averages 6.76%.